MK
Data-Driven Decision Maker · Financial Analyst

Mayank
Kaserwal.

Master of Finance at UMD | Data-Driven Decision Maker | Financial Analyst. Passionate about investment banking, asset management, corporate finance, and risk management.

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Mayank Kaserwal
About
Finance at the Core,
Analytics at the Edge

I'm Mayank Kaserwal, a passionate finance professional with a quest for profound understanding and application of financial principles enhanced by modern data analytics. My journey began in India, and I am currently enrolled in the Master of Finance program at the University of Maryland, having been seasoned with hands-on roles across diverse environments.

As President of the Smith Masters Finance Association, I lead initiatives to enhance student engagement and professional development. My experience spans equity research, risk analysis at The World Bank Group, and financial modeling — always driven by data and strategic insight.

4.00
GPA at UMD
3.95
Undergrad GPA
🥈
Silver Medalist
Career
Professional Experience
From equity research to risk analytics at The World Bank — building expertise across the full spectrum of finance.
May 2026 – Present
College Park, MD · On-site
Equity Research Analyst
Global Equity Fund
  • Conducting equity research and analysis for the Global Equity Fund at the University of Maryland.
Dec 2025 – Present
College Park, MD · On-site
President — Smith Masters Finance Association
University of Maryland, Robert H. Smith School of Business
  • Led initiatives to enhance student engagement and professional development within the graduate finance community.
  • Collaborated with faculty, alumni, and industry professionals to organize networking events and career-focused programs.
  • Fostered a supportive environment for MFin and MQF students, promoting industry connections and collaboration.
Project Management Leadership
Aug 2025 – Present
College Park, MD · Hybrid
Program Representative
University of Maryland Graduate Student Government
  • Elected Program Representative in the Graduate Student Government, serving as a liaison between students and administration.
  • Advocating for student needs, policy improvements, and program development.
Jan 2026 – Mar 2026
Washington, DC · Remote
Seasonal
Risk Analyst
The World Bank Group
  • Conducted quantitative research modelling mortgage default (D90+) and prepayment risk across 495,577 Fannie Mae and Freddie Mac loans (2018–2022 vintages), with direct implications for MBS valuation and cash flow analysis.
  • Engineered spline variables for Credit Score, CLTV, and DTI to capture nonlinear risk thresholds, built a refinance incentive variable from PMMS rate data, and integrated ZIP-level homeowners insurance signals as novel geographic risk proxies.
  • Developed and compared LASSO, Random Forest, XGBoost, and Neural Network models for both outcomes, selecting LASSO as the champion for its interpretability and out-of-sample stability.
Risk Reporting Risk Consulting Python Machine Learning
Jun 2024 – Jun 2025
Ahmedabad, India · On-site
Full-time
Financial Analyst
Abhivyakti Communication
  • Analysed financial data using Python and Excel-based modeling to identify trends, recommend solutions, and develop strategies for long-term growth, resulting in a 15% profit increase by year-end.
  • Collaborated with a team of four to prepare detailed reports on financial performance — balance sheets, income statements, cash flow statements, and budgets — leveraging SQL and visualizing results in Power BI and Tableau.
  • Negotiated vendor contracts while achieving cost savings objectives.
Financial Analysis Microsoft Excel SQL Power BI Tableau
May 2022 – Jul 2022
Ahmedabad, India · On-site
Full-time
Summer Financial Analyst
Pride Plaza Hotel Ahmedabad
  • Improved payment processing efficiency from 30% to 90% by streamlining workflows using advanced Excel techniques.
  • Managed accurate payment posting and debtor account reconciliation in collaboration with Head Office.
  • Applied financial analysis and data management skills to enhance operational decision-making and financial accuracy.
IDS Team Collaboration Excel
Portfolio
Research & Projects
Applied research spanning risk analytics, capital markets, and investment analysis.
Risk Analysis · World Bank & T. Rowe Price

Mortgage Default & Prepayment Risk Study

Jan 2026 – Mar 2026

Analyzed 150M+ mortgage-level observations, cleaning and aggregating the dataset to ~500,000 structured records using Python. Estimated the impact of homeowners insurance on mortgage default and prepayment risk, supporting insights for MBS investors.

Corporate Finance

A Study of Dividend Policy and its Impact on Shares of the Company

Jun 2024 – Jun 2025
Associated with Gujarat University

Studied the prevailing practices of listed companies regarding dividend payment. Focused on assessing the dividend practices of different commercial companies and the instability of dividend policies and their impact on share performance.

Research Publication · Thesis

Identifying Factors Affecting Investment in Gold ETFs in India

Nov 2022 – Jun 2023
Associated with Karnavati University (KU)

Published undergraduate thesis examining Gold Exchange Traded Funds in India as a convenient and low-cost way of investing in gold. Researched the factors that influence investment decisions in Gold ETFs. Winner of the National Conference for Research Paper, 2023.

Academics
Education
A strong academic foundation in finance, analytics, and investment management.
Aug 2025 – Dec 2026
4.00
GPA
Master of Finance
University of Maryland, Robert H. Smith School of Business
Terrapin Scholar (Merit-Based Scholarship). President of Smith Masters Finance Association. Coursework: Financial Management, Financial Data Analytics, Derivative Securities, Machine Learning in Finance, Valuation in Corporate Finance and Capital Markets.
Graduated May 2024
3.80
GPA
PG Diploma in Investment & Financial Analysis
Gujarat University, SD School of Commerce
Advanced study in investment analysis, financial instruments, and portfolio management.
Graduated May 2023
3.95
GPA
BBA (Hons.), Major in Finance
Karnavati University, Unitedworld School of Business
Silver Medalist. Secretary of Finance Club — organized events, quiz competitions, workshops, and seminars. Class Representative liaising between students and administration.
Expertise
Skills & Competencies
41 skills across finance, technology, and leadership.

Languages & Programming

Python
SQL
MS Excel (Advanced)
VBA

Tools & Platforms

Power BI
Tableau
IDS
Innkey

Finance & Leadership

Financial Analysis
Risk Reporting
Index Development
Back Testing
Financial Modeling
Leadership
Professional Networking
Giving Back
Volunteering
Using skills and time to create positive impact beyond finance.
Student Volunteer
Jeevantirth
Cause: Children
Volunteered with a children's outreach program focused on learning, mentoring, and emotional development. Supported young students by helping them with basic academic concepts, building confidence, and fostering a love for learning.
Recognition
Honors & Awards
Academic excellence, published research, and competitive achievements.
🏆

Terrapin Scholar Scholarship

Merit-based scholarship awarded by the University of Maryland, Robert H. Smith School of Business.

🥈

Silver Medalist — BBA (Hons.)

Graduated with second-highest honors from Karnavati University with a 3.95 GPA.

🏆

National Conference Winner — DIET 2023

Winner of the National Conference on Emerging Trends: A Road to DIET (Digitalistion, Innovation & Endurable Transformation). Issued by Karnavati University, Apr 2023.

🏸

Men's Doubles Badminton Tournament

Finished second in the Intra College Badminton tournament at Karnavati University, Nov 2021.

📄

Published Research Thesis

"Assessing the Performance of Gold Exchange Traded Funds (ETFs) in India" — undergraduate thesis published and presented at national conference.

🌐

Multilingual

Fluent in English, Hindi, and additional languages.

Connect
Let's Talk
Open to opportunities in investment banking, asset management, corporate finance, and risk management.
📞 (227) 229-7736 ✉ mayank12@umd.edu in LinkedIn